Small and Medium-sized Business – Finance

We are a company specialized in business and financial consultancy for Small & Medium Business.

We provide business consulting services which include the management and business administration at different strategic levels and under a company’s global perspective. Being our core business the finance area, we provide integral business consulting services that comprehend not only the finance, but also the customers, internal and learning & growth perspectives. At SMB-FINANCE we work to maximise the efficient management of them all.

By applying methodologies, tools and procedures that normally apply multinationals and under the “knowledge-based” point of view of a company, our objective is to deliver added value to our customers that contributes to increase the company’s intangible assets value and improve financial performance.

The intangible assets or intellectual capital are based on information, on knowledge and on the organizational culture and all of theme configure a more solid base from where to achieve stable competitive advantages that will contribute to the survival (short-term), success (middle-term) and prosper (long-term).

Accounting value vs market value

The intangible assets measurement is difficult, but even more difficult is to reach a consensus on how should they be evaluated. That is the reason why the intangible assets do not appear in the financial statements and it is, in fact, one of the reasons between the company’s accounting value and the market value!!
The market value of a company is the economic and financial valuation made by the economic agents with regards to the company, of its tangible and intangible assets and the potential they have to generate future returns. The importance of the intangible assets and the necessity to boost and control them has led to the creation of new analytical techniques which comprehend these intangible assets.
The Balanced Scorecard (BSC) is one of the most successful Business Intelligence techniques that sit on top of the business intelligence pyramid regarding strategy. 
At SMB-FINANCE we help you to create the adequate organizational culture witch, together with the utilization of efficient strategic management methods and tools like BSC, are crucial to: 
  • Design the appropriated financial structure, pillar of the operating activity and foundation for new projects that will contribute to the long term prosperity.
  • Improve fixed assets turnover, optimize the Net Working Capital and increase Cash Flow.
  • Ensure the appropriate liquidity to secure the operating activities.
  • Identify company’s strengths and market opportunities.
  • Strengthen weaknesses and minimize threats.
  • Achieve business sustained growth and profitability and maximize shareholder’s value in accordance with company’s corporate objectives and strategies.
  • Align corporate objectives and the ones from other stakeholders.
  • And more...
  • Build competitive advantages to make the company stand out
  • Satisfy customer’s needs or even exceed customer’s expectations, key factors for customer satisfaction and retention.
  • Business internationalization and international trade.
  • And more…
  • Detect business drivers or business boosters and identify the cause-effect relationships between them and financial indicators.
  • Program, execute and review projects, action plans and operational initiatives to improve internal processes and meet financial and customer’s objectives.
  • Focus on operational excellence through Lean Manufacturing operating policies that reduce all kind of waste to the minimum.
  • And more…
  • Boost your intangible assets, main key factor for future projects and financial performances.
  • Get the engagement of employees in the company’s mission and strategy.
  • Promote employees proactivity and creativity as a way to improve self-esteem and as a key driver to continuous improvement and innovation.
  • Promote innovation and team working as a strategy to achieve middle and long-term sustainability.
  • And more…

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